Equity Release

If you've owned a property for a long time then there's a good chance it's gone up in value since you bought it. This can leave you with lots of equity in the property - especially if you've paid off your mortgage in that time too.

It's great having equity in a property, but what do you do if you want to actually get your hands on that cash?

Typically you could take a mortgage out on the property, but as you get later in life you'll struggle to secure one. This can leave people being asset-rich but cash-poor.

Equity release can be the answer for some: It's a way to get the cash out of your property if you don't want to sell and if you can't get a mortgage.

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